Calculate Your Annual Zakat

A free online zakat calculator for zakat al-mal. Enter your savings, gold, silver, investments, business inventory and debts in any currency. The calculator applies the Nisab threshold in gold (87.48 g) and silver (612.36 g), uses the lower of the two as widely recommended, and computes the 2.5% zakat due on your net zakatable wealth.

1
Choose currency

Pick any currency; all inputs and the final zakat amount are shown in the same currency.

2
Enter assets

Cash, gold, silver, investments, business inventory and loans owed to you.

3
Enter liabilities

Debts you currently owe (short-term bills, not long-term mortgages).

4
Check gold / silver prices

Update the per-gram prices to today's rate in your country for accurate Nisab.

5
Review result

The result box shows your net zakatable wealth, Nisab threshold and the 2.5% zakat due.

Compute zakat al-mal on cash, gold, silver, investments and business assets

Assets you own
Cash on hand and in bank
All savings, checking, digital wallets
Gold value
Total market value of gold owned
Silver value
Total market value of silver owned
Investments & stocks
Shares, mutual funds, crypto at market value
Business merchandise
Resale inventory at cost price
Money owed to you
Loans you expect to be repaid
Liabilities (owed by you)
Money you owe
Current bills and short-term debt
Current market prices
Gold price per gram
Silver price per gram
Update to your country's current rate. Defaults are rough global averages.
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$0
Net zakatable wealth— Gold Nisab (87.48 g)— Silver Nisab (612.36 g)— Applied (lower of two)—

Features

Net wealth formula: cash + gold + silver + investments + business + loans owed to you − debts you owe Both Nisab thresholds calculated: 87.48 g gold and 612.36 g silver Lower Nisab applied by default (the majority scholarly opinion in favor of the poor) Supports gold and silver entered either as value or grams × current price Zakat rate 2.5% on wealth held for one lunar year (hawl)

Which Nisab should I use — gold or silver?

Most contemporary scholars recommend using the lower of the two (historically silver) so more people qualify to pay zakat — this benefits the poor. The calculator shows both and applies the lower by default.

Does the calculation include my house or car?

No. Zakat is due only on zakatable wealth (liquid assets, gold, silver, investments, business merchandise). Your primary residence, personal car and essential items are exempt.

What if I own cryptocurrency?

Most scholars treat cryptocurrency as an asset similar to cash or stocks — include it at current market value in the "investments" field.

What is hawl and why does it matter?

Hawl means one full lunar (Hijri) year of possession. Zakat becomes due only on wealth you have held continuously above Nisab for a lunar year. This calculator assumes you meet hawl.

Should I include debts like a mortgage?

Only include short-term, imminent liabilities — current bills, payments due this month or year. Long-term mortgages are typically not deducted in full; scholars differ on the exact approach.

Are prices here up to date?

The default gold and silver prices are rough global averages. Always update them to your country's current rate before calculating for maximum accuracy.

💡 Want us to improve this tool just for you?

We can — and it's free! Just send us a quick message with your idea. If you'd like to discuss it in detail, leave your email and we'll get back to you. You can stay anonymous.

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Who is this tool for?
🕌 For Muslims
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