Calculate Your Annual Zakat
A free online zakat calculator for zakat al-mal. Enter your savings, gold, silver, investments, business inventory and debts in any currency. The calculator applies the Nisab threshold in gold (87.48 g) and silver (612.36 g), uses the lower of the two as widely recommended, and computes the 2.5% zakat due on your net zakatable wealth.
Pick any currency; all inputs and the final zakat amount are shown in the same currency.
Cash, gold, silver, investments, business inventory and loans owed to you.
Debts you currently owe (short-term bills, not long-term mortgages).
Update the per-gram prices to today's rate in your country for accurate Nisab.
The result box shows your net zakatable wealth, Nisab threshold and the 2.5% zakat due.
Compute zakat al-mal on cash, gold, silver, investments and business assets
Features
Which Nisab should I use — gold or silver?
Most contemporary scholars recommend using the lower of the two (historically silver) so more people qualify to pay zakat — this benefits the poor. The calculator shows both and applies the lower by default.
Does the calculation include my house or car?
No. Zakat is due only on zakatable wealth (liquid assets, gold, silver, investments, business merchandise). Your primary residence, personal car and essential items are exempt.
What if I own cryptocurrency?
Most scholars treat cryptocurrency as an asset similar to cash or stocks — include it at current market value in the "investments" field.
What is hawl and why does it matter?
Hawl means one full lunar (Hijri) year of possession. Zakat becomes due only on wealth you have held continuously above Nisab for a lunar year. This calculator assumes you meet hawl.
Should I include debts like a mortgage?
Only include short-term, imminent liabilities — current bills, payments due this month or year. Long-term mortgages are typically not deducted in full; scholars differ on the exact approach.
Are prices here up to date?
The default gold and silver prices are rough global averages. Always update them to your country's current rate before calculating for maximum accuracy.
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